Vaughan's average price held at $1.16M in September 2026 while new listings fell 24%. What investors should weigh with variable rates near 3.4%.
The Vaughan real estate investment market showed rare price stability in September 2026, even as sales and new listings both fell sharply from a year earlier.
What the September 2026 data shows for Vaughan real estate investment
Vaughan's average selling price was $1,163,441, essentially unchanged from $1,163,498 a year earlier, while York Region's average fell 3.7% (TRREB Market Watch, September 2025 and 2026).
Source: TRREB Market Watch, September 2025 and September 2026.
Activity cooled, though. Sales fell 18.1% to 213, new listings dropped 23.8% to 735, and active listings were down 16.0% to 1,267 (TRREB).
Source: TRREB Market Watch, September 2025 and September 2026.
Mortgage rates and seasonal context
The lowest advertised insured 5-year variable rate was 3.43% (prime minus 1.02%) on October 24, versus 4.34% for a 5-year fixed (Ratehub.ca). The Bank of Canada holds its policy rate at 2.25%, with its next decision October 28. Fall listings usually thin out heading into winter.
The investor takeaway
Fewer sellers listing can support prices, which may suit long-term holders. But homes took 42 days on average to sell, and sales are well down, so buyers may still have room to negotiate. Variable rates may lower payments today but carry rate risk.
FAQ
Are Vaughan home prices dropping?
Not on average: Vaughan's September 2026 average price was flat year over year at $1,163,441, per TRREB.
Is a variable or fixed mortgage better for investors?
Variable rates were about 0.9 points lower on October 24, 2026, but can rise. The right choice depends on your cash-flow cushion and risk tolerance.
Sources
- TRREB Market Watch, September 2026
- TRREB Market Watch, September 2025
- Ratehub.ca, best mortgage rates (October 24, 2026)
- Bank of Canada, policy interest rate
Cover photo: Shubham Sharan on Unsplash
This article is for general information only and is not financial, legal or tax advice. Statistics are from the sources cited and are believed reliable but not guaranteed. Not intended to solicit buyers or sellers currently under contract with a brokerage.
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